Federal Tax · 2025
2025 Federal Tax Bracket Explorer
All seven 2025 federal income tax brackets in one table — where each bracket starts and ends, how wide it is, and the total tax owed at each ceiling. Select a filing status, then optionally enter your taxable income to highlight your bracket.
| Rate | Income range | Bracket width | Tax at ceiling |
|---|---|---|---|
| 10% | $0 – $11,925 | $11,925 | $1,193 |
| 12% | $11,925 – $48,475 | $36,550 | $5,579 |
| 22% | $48,475 – $103,350 | $54,875 | $17,651 |
| 24% | $103,350 – $197,300 | $93,950 | $40,199 |
| 32% | $197,300 – $250,525 | $53,225 | $57,231 |
| 35% | $250,525 – $626,350 | $375,825 | $188,770 |
| 37% | $626,350 and above | no limit | — |
Bracket width — dollars taxed at this rate before the next bracket begins. Tax at ceiling — total federal income tax if your taxable income equals the top of that bracket.
Methodology
How to read this table
The income range column shows the span of taxable income to which each rate applies. The bracket width is the number of dollars taxed at that rate before the next bracket begins. The tax at ceiling column shows total federal income tax if your taxable income equals the top of that bracket — it is the running sum of all bracket taxes up to that point.
These are marginal rates — each rate applies only to the income within its bracket, not to your entire income. See the Federal Income Tax Calculator to apply these brackets to your specific income.
Source
All bracket thresholds are from IRS Rev. Proc. 2024-61 (November 2024), the official IRS document setting 2025 inflation-adjusted tax parameters. The standard deduction amounts referenced in the income finder come from the same document.
Tax year scope
This table covers tax year 2025 only. Brackets are adjusted for inflation annually; the thresholds shown here do not apply to prior or future tax years.
Last reviewed: January 2025. Rates reviewed annually after IRS publishes the next Rev. Proc. (typically November).
Frequently asked questions
What is a tax bracket?
A tax bracket is a range of taxable income to which a specific marginal tax rate applies. The U.S. federal income tax has seven brackets for 2025, ranging from 10% to 37%. The key point: only the income within each bracket's range is taxed at that bracket's rate. Income in lower brackets always stays taxed at those lower rates, regardless of how high your total income goes.
Does moving into a higher tax bracket mean I pay more tax on all my income?
No — this is one of the most common tax misconceptions. Moving into a higher bracket only means that the additional income above the threshold is taxed at the higher rate. If you are a single filer who earns an extra dollar above $48,475 in 2025, only that marginal dollar is taxed at 22%. All the income below $48,475 is still taxed at 10% and 12% exactly as before.
What is the highest 2025 federal tax bracket?
The top federal income tax rate for 2025 is 37%. It applies to taxable income above $626,350 for single filers, $751,600 for married filing jointly, $375,800 for married filing separately, and $626,350 for head of household. These thresholds are set by IRS Rev. Proc. 2024-61.
How is this explorer different from the income tax calculator?
The Tax Bracket Explorer shows the full bracket structure for any filing status — all seven rates, their income ranges, bracket widths, and cumulative tax at each ceiling. It is a reference and educational tool. The Federal Income Tax Calculator applies those brackets to your specific income and returns your actual tax due, effective rate, and marginal rate.
Related tools
Enter your income and filing status to see exactly how the 2025 U.S. tax brackets apply — marginal rate, effective rate, and every dollar of tax shown bracket by bracket.
Open tool →State Income Tax CalculatorState income tax calculators for all 50 states and DC — select your state to see its bracket structure and compute your liability, with each rate cited to the state revenue department.
Open tool →Marginal vs. Effective Tax Rate ExplainerMost people misunderstand how tax brackets work. This tool shows exactly how a raise, bonus, or extra income is taxed — and why your marginal rate isn't what you actually pay.
Open tool →